Man’s Research Suggests Taylor Swift & Travis Kelce’s Relationship Is An Elaborate Insurance Scam
Are they really dating, or are they working together to make money for State Farm?
![Man Suggests Taylor Swift And Travis Kelce's Relationship Is An Insurance Scam Taylor Swift performing on stage](/sites/default/files/image_blog/2025-02/man-suggests-taylor-swift-travis-kelces-relationship-insurance-scam.png)
Taylor Swift and Travis Kelce are arguably the most famous couple in the world. But have you ever looked at them and thought something seemed a little … off?
One man decided to take a deep dive behind the scenes and came up with a theory that is both out of this and totally plausible when it comes to the life and love of this rich and famous duo.
One man thinks he has unlocked the secret behind how Taylor Swift and Travis Kelce’s relationship is not only fake but also one big insurance scam.
A content creator named Mohala shared the results of some intense research he went through to uncover what’s really going on with Taylor Swift and Travis Kelce. “What if I told you that I think I have proof that it’s not only a fake relationship but a multi-level marketing insurance scam?” he said.
Mohala introduced his theory by reminding everyone of one very important fact. “Now, if you’ve watched the NFL, you know a very specific commercial that plays at every single ad break,” he stated. “And no matter what the context of the ad is, it’s always a State Farm ad.”
Referencing a 2023 commercial that featured State Farm’s “Jake from State Farm” employee and Donna Kelce, Mohala said Ryan Reynolds was behind it all. Apparently, Reynolds owns Maximum Effort, the marketing company that put the commercial together. Reynolds is also known to be Swift's close friend, and she is the godmother of his children.
While this is interesting information, it’s not new. The Hollywood Reporter disclosed that Reynolds was behind the Donna Kelce and State Farm team-up when the commercial was released. But that was not all Mohala found. “That one mistake opened up the floodgates into the rest of this investigation,” he insisted.
The man went on to explain that the first outlet responsible for breaking the news that Kelce and Swift were dating was a now-defunct news site called The Messenger.
“So I looked into The Messenger, and it only turned out that they had only opened four months prior to breaking this news, and I was thinking to myself, ‘How did a brand new publication have the inside scoop on the number one pop star in the world?’” he asked.
The Messenger, he revealed, was owned by a media mogul named Jimmy Finkelstein. Finkelstein’s venture was reportedly funded by five investors who each contributed about $10 million. One of those investors, Josh Harris of Apollo Global, acquired security firm ADT several years ago. Since then, State Farm has acquired 15% ownership of ADT.
Again, The Messenger’s story of doom is no secret. Writer Amie Parnes shared that she and approximately 300 other staffers were laid off from the publication after Finkelstein recruited her from The Hill, which he previously owned. He has yet to pay employees their promised severance.
Pamela Gross Finkelstein, his wife, is close friends with Blake Lively, Reynolds’ wife, and Swift’s confidante, Mohala alleged.
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The next piece of Mohala’s theory didn’t quite pan out, though. He said that every time you played one of Swift’s music videos on YouTube, a State Farm ad would play beforehand. This is false.
Despite this hiccup in his theory, Mohala was confident. Swift and Kelce’s relationship was all an elaborate plan to bring money in through State Farm, which the NFL went along with since it wanted to make some extra money itself.
While this could be true, there is likely a simpler explanation.
It’s possible that everything Mohala alleged could be true. Taylor Swift and Travis Kelce’s relationship could be one grand money-making scheme for State Farm. However, it’s also possible that something less audacious is happening here.
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Instead of being one big scam, maybe Swift and Kelce controlled who announced their relationship because they wanted to and they had the power to. Reynolds obviously worked with State Farm on the Donna Kelce ad, but there could be no real further connection to the company. And the NFL lets this all play out in a way that is favorable for them — meaning the Chiefs and Taylor get more airtime.
It could all be a series of unrelated coincidences based on who holds the power.
Mary-Faith Martinez is a writer with a bachelor’s degree in English and Journalism who covers news, psychology, lifestyle, and human interest topics.